Pre-construction · Ontario
Pre-construction, without the sales office.
A buyer-side lane for new homes in Ontario. Calculate your HST rebate honestly, learn how the deals actually work, and connect with realtors who answer to you — not to the builder.
The HST Calculator
The number your builder won't put on the brochure.
Most pre-con buyers don't learn what their HST exposure actually is until they're sitting in a lawyer's office, three weeks before closing. Our calculator runs the numbers honestly — for end-users, investors, and assignment deals — using the same federal and Ontario rebate rules a tax accountant would.
Sample — End-User on $850,000
- Base price
- $850,000
- HST gross (13%)
- $110,500
- Federal rebate
- $0
- Ontario rebate
- $24,000
- Total rebate
- $24,000
What you get here
Three pillars. Nothing else.
01
The math, done honestly.
Federal and Ontario rebates, phase-outs, NRRP filing windows, and assignment HST as CRA actually applies them. Estimates with their footnotes intact.
02
Buyer-side, by design.
The site doesn't represent any builder, project, or development. It refers interested buyers to a network of partner realtors, with disclosure, not surprise.
03
No sales office tactics.
No countdown timers, no fake scarcity, no pop-ups. If you want to talk, the line is open. If you want to read and run numbers in private, that's the default state.
Run the numbers first.
The best moment to understand a pre-construction deal is before you sign anything. Start with the HST.